Complaints & Dispute Resolution
Internal Dispute Resolution (IDR) Policy — Last updated: May 2026
What to do if you have a complaint
We hope you are delighted with our services, but if you have a complaint please let us know so we can work towards resolving it promptly and fairly.
You can make a complaint verbally or in writing by contacting your broker directly, or by using any of the following:
- Email kiri@loanryderfinance.com.au
- Phone 0417 997 714 · Monday to Friday, 8:30 am – 6:00 pm AWST
- Mail 12 Royston Way, Lakelands WA 6180
If you require accessibility assistance, including language and translation services, please use the contact details above so we can help.
How we handle your complaint
We acknowledge your complaint
We will acknowledge your complaint within 1 business day and keep you informed of our progress throughout.
We investigate and respond
We aim to resolve your complaint within 30 calendar days. If we need more time, we will let you know in writing and explain why. You will receive a written IDR response outlining our findings and any action taken.
Escalation to a senior representative
If you are not satisfied with the initial response, you can request that your complaint be reviewed by Kiri-Lee Ryder (Principal Broker).
External Dispute Resolution Scheme
If we do not reach an agreement on your complaint, you may refer the complaint to an ASIC Approved External Dispute Resolution (EDR) scheme. Our external dispute resolution provider is the Australian Financial Complaints Authority (AFCA) — AFCA Member Number #48714.
Contact AFCA
- Online www.afca.org.au
- Email info@afca.org.au
- Phone 1800 931 678 (free call)
- Mail GPO Box 3, Melbourne VIC 3001
External dispute resolution is a free service established to provide you with an independent mechanism to resolve specific complaints. You may refer the matter to AFCA at any time, but if our internal process is still in progress, they may request that our internal processes be completed before considering the matter further.
Further information
You can obtain further details about our dispute resolution procedures and our privacy policy on request — please use the contact details above.
ASIC MoneySmart
The Australian Securities & Investments Commission (ASIC) also provides consumer information and resources at moneysmart.gov.au.